How can GHL Corp. help me?
We are your first stop for information on mortgages and current mortgage rates from our lenders offering services in your area.
 
 
 




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Frequently Asked Questions

 

How can I benefit by using ghlcorp.com by GHL Corp. Mortgage?
Our site is for anyone who knows what type of loan they want and who is looking for a low cost loan with fast and easy approval. Check out the rates on the other web sites, and then come to us for a low cost efficient loan on the web! It's fast, it's easy, and it's totally online.

Why are rates on this web site different from those in the newspaper or branch office?
Rates on this site are discounted due to the streamlined process we have for online approvals. If you need to talk to a loan officer about a loan, the rates quoted may be different. Rates listed and quoted on this site are only available to those individuals who apply and are approved for a mortgage loan through this site.

In which states do you lend?
GHL Corp. mortgage loans for any property in the 50 United States. We do not make cash out refinance loans in the state of Texas.

The Process

How much must I have for a down payment?
We require at least 5% of the lesser of the purchase price or appraised value of the property as a down payment amount.

What happens after I apply with GHL Corp. Mortgage on this web site?
You will receive an e-mail within 24 hours of submission of your application. This e-mail will indicate the status of your application and the next steps you need to take.

You will also receive application disclosure documents in the U.S. mail within 3 business days of your loan submission. You will be asked to review, sign and return those documents to us.

What happens after I receive a loan approval via e-mail?
You will be instructed to return to ghlcorp.com by GHL Corp. Mortgage to complete the following steps:

1.                  Pay a Good Faith Deposit of $300 (which will be credited back to you at closing).

2.                  Provide additional processing information.

3.                  Lock your interest rate

4.                  Schedule your closing.

When can I lock in an interest rate for my Mortgage?
You can lock in your interest rate and  after:

1.                  You have been approved.

2.                  You have paid your Good Faith Deposit.

3.                  You have provided us with the required additional processing information.

What if I need help after regular business hours?
Our regular hours of business are Monday - Friday 8 A.M. - 10 P.M., Saturday 9 A.M. - 5 P.M. Pacific time. If you need help after regular business hours, please send us an e-mail at dgoodbrand@ghlcorp.com. You will then be contacted by an GHL Mortgage representative the next business day.

What if I receive an e-mail or am notified by the site that I will be contacted within 1 hour during regular business hours and the current time is not during your regular business hours?
You will be contacted by an GHL CORP. Mortgage representative the next business day.

Why am I asked to complete a survey when I didn't apply with ghlcorp.com by GHL CORP.  Mortgage?
To help improve our service to you. The information we collect through our survey will only be used by GHL CORP.  Mortgage. This information will NOT be shared with a third party.


 
 
 
 
 
 

 
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